Meet Our Insurance Partner
We believe that business is built on relationships, which is why we focus on delivering expert advice and personalized service in all our interactions.
IN sync, owned by Brown & Brown, is one of the UK’s fastest-growing insurance providers, offering extensive coverage for SMEs and the self-employed. Our experienced team tailors insurance solutions to meet the unique needs of each business, comparing quotes from our Lloyds of London-approved partners, including Allianz, Aviva, AXA, Axis, Beazley, Covea, Hiscox, Markel, RSA, and Zurich.
What is the right amount of business insurance for your needs?
Customizing your coverage to meet your specific needs is essential to avoid paying for unnecessary protection. Fortunately, many insurance policies offer various coverage levels, allowing you to select the amount that aligns with your business requirements.
Regardless of the coverage limit you choose, the protection remains consistent. The primary difference is the compensation limit available in the event of a claim.
- Commercial risks (Shops, Offices, Restaurants, Public Houses)
- Trade risks (Builders Merchants, Manual Labourers, Electrical Engineers, Roofing Companies)
- Cyber insurance
- Public & Professional Liability
- Directors & Officers Insurance
- Products & Employers Liability Insurance
- Medical Malpractice
- Motor Trade Insurance
- Landlords & Rental Property Insurance
Managing a business is tough, but we simplify the process of insuring your business!
Managing a business, whether it’s in the early stages or already well-established, requires balancing multiple tasks. We focus on providing insurance tailored for small businesses, including:
- Small-scale businesses (0-9 employees)
- Freelancers and self-employed individuals
- Sole proprietors (one-person businesses)
With our customized insurance plans, you can select the coverage that best aligns with your needs, ensuring you pay only for what’s essential. We are committed to making business insurance both simple and affordable for small businesses.
What is the cost of business insurance?
The cost of business insurance is influenced by several factors, such as the industry you operate in, the specific coverage you require, and the extent of protection you opt for. This cost is referred to as your premium. Insurers determine your premium by considering elements like the nature of your business, its scale, and the coverage options you choose.
Just like other types of insurance, business insurers assess the likelihood of a claim being filed and its potential financial impact. Consequently, businesses with higher associated risks typically face higher premiums. To find out your insurance costs, compare quotes from trusted insurers. You have the option to tailor your policy to meet your exact needs, ensuring you pay only for the coverage that is relevant to your business.
Cargo flow through better supply chain visibility, control.
Importers achieve cost savings through the First Sale rule!
The new Driver Training & Recruitment Program
Creating your business insurance quote
You can customize your policy to meet the unique needs of your business.
For most businesses, public liability insurance is an essential part of their coverage. Moreover, if you have employees—whether contractors, part-time workers, or temporary staff—you are legally required to have business insurance (unless you only employ family members).
It is your responsibility to choose the right coverage for potential negligence in your industry.
When securing insurance, it’s crucial to provide accurate information and select coverage limits that are adequate to ensure protection in the event of a claim.
Our Core Services
Business Electricity
We manage 20,000 electric meters for our commercial customers – So you’re in safe hands.
Business Water
With our help. You’ll get a better quality service, lower water bills and better value for money.
Business Gas
Pricing access to all major UK gas suppliers. We can save you upto 65% on your business gas prices.
Business Energy
We’ll find the best prices with a hassle free service for both your business gas and electricity.
Success Stories
Mr John Doe
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Oscorp IT Mr John Doe
Oscorp ITIs it legally mandatory to have business insurance?
In certain circumstances, business insurance is crucial. If your business employs anyone—including volunteers, apprentices, contractors, or temporary workers—employers’ liability insurance is a legal necessity under the Employers’ Liability Act of 1969. This requirement doesn’t apply if you only hire family members, though it’s still a good idea to consider it for additional protection.
Legally, you must have at least £5 million in liability coverage. This ensures that if an employee gets injured or falls ill because of their work for your business, even years later, you’re covered.
Though not mandated by law, some clients may request proof of certain types of insurance, such as public liability insurance, before providing work. Additionally, some professional bodies may require professional indemnity insurance. If applicable, you will be asked about your membership when you request a quote. The insurance documentation will show that you comply with those requirements. You can include these insurance options when requesting a quote online.